Loans
At Velocity, we offer loans you can use for just about anything. Whatever it is — buying a car, remodeling your house, or finally getting that special something you’ve always wanted — chances are we have a loan that’s right for you.

We also offer loans for unexpected things, too. Things like adoption fees, elective surgery, bill consolidation or dream vacations. Plus, a Velocity Loan makes a lot more sense than using a credit card. And with fixed low rates and scheduled payments, you’ll have that loan paid off in no time.

New & Used Car Loans
Velocity Credit Union specializes in auto loans. For both new and used cars, we work with you to make sure your loan fits your budget, and help you get the lowest rate possible. And since Velocity is Austin-based, you can save time at participating local car dealers by financing through us. More...
Home Equity & Improvement Loans
Put the equity you've built-up in your home to work with a Home Equity loan from Velocity Credit Union. With low closing costs and great rates, you can use a home equity loan for important matters like college tuition, debt consolidation, computers or even a vacation. Our low rates and easy application procedures are also ideal when considering Home Improvement. Loans are available for new pools, kitchen remodeling, or additions-many available at no closing costs. More...
Consumer Loans
Velocity Credit Union's Consumer Loans are perfect for buying items like furniture, computers or appliances. These loans allow you to avoid the high interest rates offered at retail stores. Velocity Credit Union has relationships with select merchants to offer our Consumer Loans to you when financing you purchases. More...
Home Mortgage Loans
Count on Velocity Credit Union to help you get the home you want. Our wide range of home financing and refinancing loan options include 15- and 30-year fixed rate and adjustable rate mortgage loans. More...
Lifestyle/Personal Loans
Velocity’s “Lifestyle Loans” can be used for just about anything. Whether you need assistance with adoption fees or you’re opting for a little nip or tuck, Velocity has a loan that’s right for you. Don’t hesitate to inquire. Lifestyle loans are for just about anything you want. Now. More...
Austin Energy Home Energy Loan Program
Velocity Credit Union is the exclusive lender for Austin Energy's Home Performance with Energy Star® program. This program offers Home Energy Loans as low as 0% APR to finance many kinds of energy saving home improvements. This can include installing energy efficient air conditioning and heating systems, adding attic insulation, caulking and weather stripping, solar screens and more. Most residential customers of Austin Energy who own homes are eligible to apply. To read more about Austin Energy's Home Performance with Energy Star® program and other exciting programs, please visit www.austinenergy.com
Austin Energy Solar Photovoltaic/Water Heater Program
This program loans as low as 0% APR to purchase and install Solar Electric Power Systems or Solar Water Heaters. Most residential customers of Austin Energy are eligible to apply. To read more about Austin Energy's Home Performance with Energy Star® program and other exciting programs, please visit www.austinenergy.com