Velocity CheckingSM

Velocity CheckingSM offers various account types, both Totally Free and interest-bearing. We’ve even got Velocity Checking especially for teenagers. Whether you have direct deposit, or you make deposits the old-fashioned way, Velocity Checking is right for you.

We have developed several checking account plans to fit the diverse lifestyles of our members. Plus, Velocity credits your direct deposit to your account as soon as it is received from your employer or the government, up to two days early.

With Velocity’s Totally Free CheckingSM, there are no service charges and no minimum balance requirements. You can write an unlimited number of checks with no per-check fee. Prefer an interest-bearing account? Take a look at Check Plus!

Click on the following checking plans to discover the attributes of each one:

Velocity CheckingSM
Account Description
Totally Free Checking
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At Velocity Credit Union, we offer Totally Free Checking. There's no minimum balance or direct deposit requirements. In fact, it's free all down the line, including free online banking, free teller transactions, and unlimited check writing.

Service Fees: None
Dividends: None
Check Plus
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Check Plus offers greater savings incentive. Keep a daily balance of $750 or more in your account, and your Check Plus account will earn a competitive dividend rate compounded every month. In addition, the $750 average balance will also help you avoid the $7.50 monthly service fee. Write as many checks as you want with no per-check fee.

Service Fees: None if average balances remain equal or above $750, otherwise $7.50
Dividends: Variable based on daily balances of $750 or more
VelociTeen Checking
If you'd like to offer your teenager a checking account, the VelociTeen Checking account from Velocity is the perfect solution. Available to teens between the ages of 15 and 17-years-old, the VelociTeen account charges no monthly service charge, and requires no minimum balance. The only requirement we ask is that a parent be a joint owner of the account.

Service Fees: None
Dividends: None
Access Checking

If you've had difficulty getting or maintaining a checking account, Velocity Credit Union can offer you a "second chance." The Access Checking account is just our way of helping you get back to a traditional checking account.

After 12 months of managing the account perfectly, you can move to a traditional checking account.

Service Fees: $15 monthly fee, One-time opening fee of $10
Dividends: None